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Luzminda is 45 years old and married with three children.

She earns a living by buying and selling livestock in the Philippines. Luzminda is borrowing 15,000 PHP through NWTF to purchase additional livestock to sell.

Luzminda has been buying and selling livestock for 5 years and also earns additional income from food vending. She is working tirelessly towards the attainment of her dream: to buy a motorcycle to use for her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 337
    View loans »
    Philippines Loans Fundraising
  • $70,736,800
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Luzminda to purchase additional livestock to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 5, 2013
Sep 22, 2013
Currency Exchange Loss:
Apr 16, 2014