A loan of $1,150 helped to pay for grocery items, toiletries, and beverages to expand her product inventory.


Concesa's story

This is Concesa, 60, a resident of Malibay, Pasay, Philippines. She is married to Rafael and they have children. She and her husband manage their household while operating their business. Concesa works hard to continually provide income for their everyday expenses.

Concesa operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, a small amount of cooking oil, or an egg. She earns a profit by getting supplies at wholesale prices and reselling them by piece. She also sells rice and frozen foods for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 1,000 in sales every day.

Concesa is requesting a PHP 50,000 loan to help her continue the operation of her business. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory.

Concesa hopes to have a bigger store and dreams that her body will always be strong and healthy to do the things that she has to do. She meets every week with her co-fellowship* members to share stories of her life and business and to draw strength and inspiration from the fellowship and the Word of God, which she studies.

All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.



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