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This client’s a single mother living with her 4-year-old son in her mother’s house. She’s very well-known in the zone. She sells various products in the market and from place to place. She has four years’ experience in the business. She’s a very hardworking, responsible, honest person who tries to cover her household expenses this way. She’s asking for a loan she plans to use to buy merchandise like nail clippers, pomade, cream, etc. to increase income and attain better quality of life.
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La clienta es madre soltera vive en casa de su madre con su hijo de 4 años de edad, es muy reconocida en la zona vende productos varios en el mercado y de forma ambulante, tiene 4 años de experiencia en el negocio, es una persona muy trabajadora, responsable y honrada con esto trata de solventar sus gastos necesarios, la clienta está solicitando un crédito con el cual tiene pensado realizar la compra de mercadería como: corta uñas, pomadas, cremas, etc. para incrementar los ingresos y alcanzar una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 548
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy nail clippers, pomade, cream, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 17, 2013
Currency Exchange Loss:
Aug 23, 2014