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This is 31-year-old Patrick. He is single (and has no child).

In 2005 Patrick established his store selling beer, stout, liquor, and soft drinks. He began his business after he finished his high school but did not have somebody to support him financially to pursue his education further.

Therefore he joined friends in business until he got his own starting capital and then established his business. His shop is located on the outskirts, and his main customers are neighbors and passersby. Working six days a week and 10 hours a day, he earns about SLL 1,500,000 every month from this business.

He would like a loan in the amount of SLL 5,000,000 in order to buy beer, stout, and soft drinks for his store. He hopes that this loan will help him increase his profit by SLL 800,000.

In the future, Patrick plans to expand his business. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,329.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Patrick to buy beer, stout, and soft drinks for his store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 21, 2013
Currency Exchange Loss:
Mar 17, 2014