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Lukiya is married with five children, and only one of her children goes to school. She doesn’t take care of additional family members.

She has a business of selling used clothes and has been in this business for ten years. She has applied for a loan of 2,000,000 Uganda shillings from MCDT-SACCO to buy more bales of used clothes. She generates additional income through rental rooms. She moves door to door selling used clothes and sells to all categories of people, but on retail basis, six days out of every week.

Her major business challenges include seasonality and defaulters. She is aspiring of getting a permanent business premises and also to become a wholesaler. She resides in the family house, and the family has access to electricity and piped water.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 152
    View loans »
    Uganda Loans Fundraising
  • $33,651,000
    Funds lent in using Kiva
  • 2,574.0
    Uganda Shillings (UGX) = $1 USD