A loan of $250 helped to purchase dairy goats.


Simon's story

Simon lives in the Ndaragwa area of Kenya, which has one of the cooler climates in Kenya. He has four children and has been doing this work for seven years. His primary income sources are eggs and crops.

He stated that selling his produce is most enjoyable about farming. His biggest challenge is “feeding the animals during drought.” Animals on the farm have been given no names.

Simon was asked why he chose Juhudi Kilimo for this loan, to which he replied, “They offer low interest on their loans.” This client was also asked what was learned during Juhudi's required micro-finance training session, to which he replied, “They use groups to offer loans to smallholder farmers.”

His highest monthly expense is farming costs. When asked how this loan will benefit his family, Simon replied that he will get more income that will be used to educate their children.

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Simon owns poultry, but does not own a cow, pig, pump, bicycle, motorcycle, or automobile. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household solar power, but does not have a mosquito net, electricity, running water, sewing machine, TV, or DVD.



Loan details


Lenders and lending teams




Loan details