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Binodini is a 23-year-old differently able girl living with her parents, brother and sister in a village of Khurda District in Odisha, India. She is engaged in the activity of selling milk and milk products in her village and the market near to her village. She has four cows at her dairy farm. She has five years of experience in this business.

She has a plan to purchase a Jersey cow and more cattle fodder to properly feed her cows. This would help her in generating more income and make her family financially strong.

She has requested a loan amount of 20,000 INR (India rupee) for purchasing a Jersey cow and cattle fodder. She has a dream to make her brother and sister study in a good college and also save some money for their future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.


About India

  • $4,000
    Average annual income
  • 7
    View loans »
    India Loans Fundraising
  • $6,682,200
    Funds lent in using Kiva
  • 63.3
    India Rupees (INR) = $1 USD