A loan of $1,100 helped a member to increase stock in her business.


Norah Semugera’S Group's story

Norah is the leader of 4 members of a group. She is a 57-year-old widow with 8 children. They are aged between 40 and 23 years. Only one is in school and the rest are working.


She owns a five-room house in which she lives with 5 people, and she takes care of three grandchildren who are orphans. A religious group helps her to pay school dues. She is offering the family two meals a day while tea is rarely taken.


Norah resides and works in a semi-urban slum area, which is in the outskirts of Kampala. There is no piped water and electricity at her home. Norah works six days a week and runs a charcoal store at her home. Norah has been involved in this business for the last four years. She buys her merchandise from suppliers who collect it from villages and doesn’t incur any extra transport costs. She attends to an average of ten customers daily and sells to all categories of people.


Her main challenge is that when it rains she gets very few customers as they fear to reach out to her because her home is always flooded. Thieves at times break into her store and competition is also very high.

She has been with MCDT for the last two years and is servicing her fourth loan. Norah has been working with the same group members throughout this period. Her achievements include improved standards of living, ability to pay school fees, expanded business and others.

In this group: Norah, Catherine, Victo, Angella



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