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Samina is a 37-year-old married woman. She lives in Lahore, Pakistan. Samina is the mother of five children. She has taken this loan for her husband.

Samina's husband owns a shop in which he hand-makes embroidery with the help of four workers. He earns a sufficient income, but he does not keep his full income because he has to pay daily wages to his workers. There is not a dependable daily turnover from embroidery.

Samina belongs to a poor family and each member does his or her part to earn income for their survival. Her son drives an auto-rickshaw, and her daughters are school teachers. Her daughters have proven themselves brave women and do not burden their parents.

Samina requested a loan from Kiva’s field partner BRAC Pakistan to purchase stocks of thread, fancy cloth, sequins, and pearls in a variety of colors. She hopes that her husband will keep more of his income and give the full amount to Samina for the family.

Samina is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 247
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Samina to buy embroidery materials such as sequins, pearls, and thread in a variety of colors.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Sep 21, 2013
Currency Exchange Loss:
Sep 3, 2014