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Nasreen is a 40-year-old married woman living in the area of Lahore, Pakistan. Her husband has recycled bed quilt cottons for many years. He buys cotton, polyester, and cotton wool to recycle through a machine and use in making quilts. After proper recycling, Nasreen sells the quilts back to the people of her community. She also provides services to her husband's customers by recycling their old quilts. Through her business, she makes enough income to contribute to her family's livelihood. Due to this work, she breaths in a lot of cotton elements that have caused diseases.

She has seven children and she barely manages to satisfy their needs. She is required to provide them with good food, health, and education. She needs to earn additional income to support her family. She is in her 3rd loan cycle with BRAC Pakistan. Currently she has requested a loan to buy different types of cotton to increase her sales. She expects a boost in her earnings and wishes to spend part of the profits to expand her business. Nasreen says thank you to Kiva and to its field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 318
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Nasreen to buy cotton, polyester, and cotton wool for making quilts to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Sep 21, 2013
Currency Exchange Loss:
Jul 17, 2014