A loan of $1,625 helped to buy a cow and calf.


Gulbara's story

Gulbara is a 58-year-old widow. After the death of her husband, she was left alone to raise three children and to run her homestead. Gulbara has a high school education. As a main source of income for her family, Gulbara is engaged in raising livestock, having started 24 years ago with the purchase of cattle for 1,000 som KGS. Thanks to Gulbara's hard work, she today has on her homestead: two dairy cows and 20 sheep. Monthly income is 5,000 som (KGS). With the aim of further developing her homestead, Gulbara turned to the microfinance bank Bai-Tushum and Partners for a loan of 80,000 som (KGS) to buy a cow with calf. Gulbara plans to invest income from the loan to further increase the count of domestic animals, and plans to save resources to put on a wedding celebration for her son.

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Translated from Russian by Kiva volunteer JD Bergeron



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