A loan of $1,050 helped to buy grains, pastas, pastries, sodas, cold cuts, dairy products, and other items in bulk.


Jesús Emilio's story

Jesús is 60 years old, married, and the father of two children. Throughout his entire productive life, Jesús worked in the construction field, but due to the unstable labor market and his age he decided to become independent. With some savings he had on hand, he decided to start his own business. Jesús has a grocery store where he offers cleaning products, grains, pastas, dairy products, and many other household products. He has the help of his young daughter and they work every day from 7:00 A.M. to 9:00 P.M. In order to supplement his family’s earnings, Jesús also performs construction jobs on a sporadic basis. During these moments, his family helps with managing the business. Jesús says that his main challenge is the lack of operating capital, which limits his inventory and results in lost sales because he lacks products. Nonetheless, this does not discourage him. On the contrary, he is motivated to look for ways to move forward with his business. For this reason, Jesús is requesting a loan so that he can buy merchandise in bulk (grains, pastas, pastries, sodas, cold cuts, dairy products, and other items). This will enable him to have a wider variety of products on hand that he can offer to his customers. As a result, he will be able to improve his sales and his income so that he can continue covering basic household needs. Jesús dreams of expanding his store, stocking his business with more products, and increasing his clientele. This will guarantee favorable financial stability so that he can improve his family’s well-being. In the near future, he would like to enjoy the fruits of his hard labor along with his loved ones.

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Translated from Spanish by Kiva volunteer Ronan Reodica



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