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Vardan is from Armash village of Ararat region. He has been involved in a retail business for many years. In particular, Vardan runs a general store where he sells different products to locals. Due to Vardan's nice attitude toward his customers, he has gained many local customers who value the quality of service that Vardan provides. He lives together with his wife, three grown up sons and his parents. As the main breadwinner of the family, Vardan works hard to sustain their living. Now he needs financial support to purchase supplies for his store to sell to his customers. Vardan is asking for a loan of USD 3000 and hopes for lenders' support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Vardan to pay for supplies to sell in the store.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 20, 2013
Currency Exchange Loss:
Oct 20, 2013