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Rafee is 28 years old, married, and has two children. He is a very hard-working carpenter who learned his skills from his father and opened his own shop in 2000. His skills in making doors, bedroom furniture, and living room furniture increased the demand for his products and he hired one employee to help him keep up with the high demand and commitment to deliver on time.

Rafee is is requesting a youth loan, which he will use to purchase woods. In the future, he hopes to expand his workplace, buy modern electric machines to maintain the quality of his products, and increase his income in order to provide a better life for his family.

Additional Information

More information about this loan

This loan is helping support a borrower who is 30 or under. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources

About Izdiharona for Economic Development

Izdiharona for Economic Development (Izdiharona) is a nonprofit organization in Iraq that provides financial assistance to small and medium enterprises in need of capital so they can develop their businesses and train their staff. Founded in 2008, it currently operates ten branch offices throughout Iraq in the provinces of Baghdad, Babil, Basra, Karbala, Messan, Sulaymaniyah and more. Kiva lenders’ funds are used to provide education, startup, green, and youth loans, as well as interest free loans to the ultra poor and loans that support income generating projects for women.


About Iraq

  • $7,100
    Average annual income
  • 0
    View loans »
    Iraq Loans Fundraising
  • $9,342,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD