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Martha Lorena
Martha lives in a rural area in the department of Chontales. She makes tortillas from corn and sells them every day in her community. Four times per week she also sells homemade foods and soups, with the help of her oldest son. Her two younger children are still in school. She is requesting this loan to buy inputs such as corn, firewood, meat, and basic grains for her business. During the final months of the year, sales improve and she wants to be stocked up to meet demand.
View original language description ↓
Doña Martha vive en una zona rural del departamento de Chontales,se dedica a elaborar tortillas a base de maíz, las que vende de manera diaria en su comunidad, adicionalmente 4 veces a la semana vende comida casera y sopas con la ayuda de su hijo mayor, sus dos hijos pequeños asisten a la escuela todavía. Solicita este crédito para invertirlo en compra de insumos como maíz, leña, carne y granos básicos para su negocio, debido a que los últimos meses del año las ventas se mejoran y quiere estar abastecida para la demanda.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Martha Lorena to buy corn, firewood, meat, and basic grains.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 15, 2013
Currency Exchange Loss:
May 17, 2014