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Nora Belinda

Update on Nora Belinda

Nora is 49 years old. She is married and has two children, and she lives in the town of Macuelizo, Santa Bárbara with her children and husband. She has her own business selling clothing and other goods. She has been working in this business for nine years. She obtained a retail space in a nearby village and sells pants, shirts, blouses, lingerie, skirts, shoes, toys, and other products. She is requesting a second loan of 12,000 lempiras to buy new clothing and other merchandise. She hopes to increase her family’s income and expand her customer base. Her dream is to grow as a businesswoman and increase her earnings so she can improve her quality of life and that of her family.
View original language description ↓
Doña Nora, tiene 49 años de edad, esta casada, tiene dos hijos, vive en el municipio de Macuelizo, Santa Bárbara con sus hijos y esposo. Ella tiene su propio negocio de venta de ropa y variedades. Hace 9 años que se dedica a este negocio, ella consiguió un local en la comunidad cercana de donde vive y vende pantalones, blusas, camisas, ropa interior, faldas, zapatos,juguetes y otros. Ha solicitado un segundo préstamo que es por 12,000 Lempiras para comprar ropa nueva y variedades. Espera incrementar los ingresos para su familia y aumentar su clientela. Su sueño es crecer como microempresaria y generar ingresos para mejorar su calidad de vida y de su familia.

Previous Loan Details

Nora, 48, has two children; she lives in the municipality of Azacualpa, Santa Bárbara with her children and her husband. She has her own clothing and miscellany sales business. She’s been in business 8 years. She got a locale in the community near where she lives and sells pants, shirts, blou... More from Nora Belinda's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 77
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Nora Belinda to buy new clothing such as pants, shirts, blouses, and other products to stock her business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 15, 2013
Currency Exchange Loss:
Oct 17, 2014
This photo was used before for a previous loan for Nora Belinda. It was first posted on Kiva on Sep, 2012. Learn More