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Armenuhi is a hard working agronomist from the village Vosketap in the Ararat region. She lives with her husband and two small children (son – 6 years old, daughter – 2 years old). The family earns a living through the cultivation of tomato, cucumber and some fruits (peach, apricot, cherry, apple, grapes). This is the only source of the family's income. Armenuhi's husband helps her a lot in selling the agricultural products at the local market. To be able to continue the business, Armenuhi needs to make some investment. She needs a loan of USD $3,000 to buy some fertilizer, to purchase fuel for her agricultural machinery, to pay water bills and to pay laborers their harvest wages. She and her family rely on the good will of the lenders and are very thankful to them for their support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 153
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Armenuhi to purchase fuel for her agricultural machinery, to pay water bills and to pay labourers their harvest wages.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Sep 19, 2013
Currency Exchange Loss:
Sep 17, 2015