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Khuram is 53. He lives, works, and is raising his grandchildren in Tursun-zoda. Khuram has a plot of land which he has worked for 15 years. His family of twelve helps him. With such a large family he's never bored, and he has help. Khuram wants to reap a rich harvest so he is trying to enrich the earth. He constantly strives be the best in his field. Therefore, he is asking for a loan to purchase fertilizer. He hopes that his work will yield a tremendous harvest and delight his grandchildren, and that his work will be recognized by consumers.
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Хураму 53 года. Он живет, работает и воспитывает внуков в городе Турсунзаде. У Хурама имеется участок земли, на котором он трудится в течение 15 лет. Ему помогает его семья, которая состоит из 12 человек. С такой семьей ему никогда не скучно. Большую часть времени он отдает своей работе. Хурам хочет получить богатый урожай и старается для этого хорошо обработать землю. Таким образом, он неустанно стремится добиться признания в этой области. Для этой цели он просит кредит для покупки минеральных удобрений. Он надеется, что получит отличный урожай и порадует своих внуков, а также его труд признают потребители.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 204
    View loans »
    Tajikistan Loans Fundraising
  • $31,085,850
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Khuram buy fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 18, 2013
Currency Exchange Loss:
Oct 17, 2014