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Update on Shahnoza

Shahnoza is a returning client with a good credit history. She is 22 years old. She is married without children. Shahnoza is a 5th-year student at the Technological University of Tajikistan. She is a high-achieving student. She is a day student not receiving tuition assistance. She needs to pay tuition but lacks the necessary funds. Shahnoza is applying for a loan to cover her university tuition. She is counting on your kindness and hopes for your compassion.
View original language description ↓
Шахноза является повторной клиенткой и имеет хорошее кредитное досье. Ей 22 года. Она замужем, но не имеет детей. Шахноза является студенткой 5 курса Таджикиского Технологического Университета. Она учится успешно. Шахноза учится в очное отделение по договорной основе. Она должна оплатить за учебный договор, но не имеет денег. Она запрашивает займ для оплаты учебного договора. Она ждет вашу доброту и надеется на ваше милосердие.

Previous Loan Details

Shahnoza was born in 1991. She is single and lives with her parents. Shahnoza is a 4th-year student at the Technological University, where she studies International Management. Unfortunately, this year her parents are unable to pay for her education, and so Shahnoza is requesting a loan to cover ... More from Shahnoza's previous loan »

Additional Information

More information about this loan

This loan is part of IMON's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $825 helped Shahnoza to pay for her university studies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Sep 18, 2013
Currency Exchange Loss:
Apr 17, 2015
This photo was used before for a previous loan for Shahnoza. It was first posted on Kiva on Sep, 2012. Learn More