A loan of $1,375 helped to buy more fertilizers and quality seeds for use during potato production.


Justin's story

Justin is 49 years old. He is a father of seven children. He has been a farmer for the past 10 years. With the loan, he would like to buy more fertilizers and quality seeds for use during the production of potatoes. The profits from the produce will be used to upgrade his farming to a modern way with much output.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details