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Pal who has been photographed right by his grapevines. He is a married father of five children who lives in the rural north of Albania.

Here it is what Pal said: “I have been in the agriculture business for over twenty years now and have experienced a slow progress throughout the years. The competition in this type of activity is high in Albania, because almost every family that lives in the rural area does the same. Yet, there are no arrangements from wholesale buyers so that they can buy our products and also no arrangement from the government either so that our fresh and all organic produce gets exported. It is very sad that often we see our produce rot and get thrown in the garbage. The new prime minister has mentioned throughout his campaign that his government will fix this. Let’s see.”

Pal wants to surround the grapevine with a fence with this loan.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 105.4
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Pal to surround the grapevines with a fence.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Oct 1, 2013
Currency Exchange Loss:
Apr 18, 2015