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Nazim Ali
Nazim is the age of 45, and is living in a rural area of Lahore, Pakistan. He is a very hard worker and gentle person. He is responsible for his four children and old parents as well.

Nazim is a milkman by profession and sells milk in his community. He has been selling milk since 1993; now he is very expert and experienced about his profession. He is very expert in getting milk from a buffalo; he gets milk from all his buffaloes in no time. He has many buffaloes; this is the reason he has to do very hard work to feed them. Every day, he takes his buffaloes to the pasture for grazing and gives them baths in the stream. He has to stay the whole day with his buffaloes due to fear of theft. He does not have much time for his family members. Nazim wants to appoint an assistant to look after his cattle, but he does not earn enough profit to afford his salary.

Nazim is taking a second loan, and he has been investing his previous loan in the same business. With the help of last loan, he has purchased a buffalo and has been benefited from that buffalo. He still wants to establish his business and wants to buy another buffalo so that he could increase his monthly income and could appoint an assistant so that he could spend some time with his family.

Therefore, Nazim requested a loan from Kiva’s field partner BRAC Pakistan. Nazim hopes that he would be able to buy a buffalo and he will succeed in increasing his monthly income as well.

Nazim says thank to Kiva and to its field partner BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 266
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 104.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,400 helped Nazim Ali to buy a buffalo for getting milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Sep 20, 2013
Currency Exchange Loss:
Oct 17, 2014