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Mr. Muhammad is a 55-year-old married man and active borrower of BRAC Pakistan. He lives in Punjab, Pakistan. His wife is a very hardworking and responsible housewife.

Since 2000, Mr. Muhammad has been selling curtains. Which is the only source of income for his family. He purchases a variety of curtains from different areas and sells them in the local market.

Currently, he is in need of replacing old varieties with new ones. However, due to financial constrains he finds this difficult. For that reason, he has requested a loan from Kiva's partner BRAC Pakistan. This will not only help him to attract more customers but will increase his net income and savings as well. He desires to provide quality education to his children. He is very thankful to Kiva and BRAC Pakistan

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 104.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,400 helped Muhammad to purchase a variety of curtains to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 5, 2013
Sep 18, 2013
Currency Exchange Loss:
Sep 24, 2014