A loan of $2,650 helped to buy food for resale.


Urmatkan's story

Urmatkan is 41 years old, a widow, and has three sons and two daughters. After her husband's death, she became the sole breadwinner for the family. Urmatkan was searching for a source of income for her family, and thereby began selling groceries. She started her business with 1,000 KGS in 1995. She rents her grocery shop. Through her hard work, Urmatkan was able to develop and expand her product line. Her business brings in about 15,000 KGS per month, which pays for all of the food and household needs of the family. The income generated by her business has allowed Urmatkan to expand her business. In order to further develop her business, Urmatkan approached the microfinance bank "Bai Tushum and Partners" for a loan of 130,000 KGS to buy wholesale food products for resale. The income from the loan will help Urmatkan increase sales in her grocery store. The resulting profit will help her raise and educate her children well.

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Translated from Russian by Kiva volunteer Melissa Kniazeva



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