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Esperanza Group
In this Group: Gladiz Yrodita, Tereso Abel, Maria Luisa , Silvia Doris , Justina, Mery Rosalia, Arminda, Cintia
Esperanza Communal Bank is made up of eight members, seven women and one man.

Gladiz is the president of the bank. She earns a living selling "lejía," a sort of paste made of quinoa ashes, corn, and stevia. This product comes in a variety of flavors and is used in the traditional consumption of the coca leaf. Gladiz has worked in this job for some time.

She's requesting the loan to buy this product wholesale and sell a variety of products to her customers.

Gladiz is happy for the opportunity to be granted a loan.
View original language description ↓
El Banco de emprendimiento ESPERANZA, Está compuesto por ocho integrantes siete mujeres y un varón, la presidenta del banco es la Sra. Gladiz, ella se dedica ala venta de lejía, la lejía es una especie de masa hecha de cenizas de quinua, maíz y estevia tiene distintos sabores, este producto acompaña a al pijchu de la tradicional hoja de coca, la Sra. Gladiz se dedica esta actividad hace bastante tiempo, ella solicita el crédito para la compra de este producto por mayor para brindar variedad de productos a su clientes, la Sra. Gladiz se siente feliz por esta oportunidad que le dan en la otorgación dl crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza Group's $3,475 loan helped a member to buy "lejía" wholesale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Sep 15, 2013
Currency Exchange Loss:
Feb 17, 2014