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Caracol Group
In this Group: Benita , Mari Cruz , Rosa , Epifania , Lucia , Yadira , Emma
Epifania lives in the community of Cosolapa Caracol, located close to the Miguel Alemán dam. Epifania is 49 years old, and she is a teacher. She is the mother of three children.

The money that Epifania makes as a teacher isn't enough to support her children and pay for basic necessities at home. For that reason, she and her spouse decided to invest in the purchase of a taxi and passenger van. Her husband and their children drive the vehicle every day with the goal of getting more income to support the family.

They offer this passenger service on the route from Cosolapa Caracol to Tabaquera, an area where there is little transport. They take advantage of this to offer their services and earn income.

With the loan she is requesting from VisionFund, Epifania will be able to invest in spare parts for her cars, and also do necessary maintenance work. She hopes that, with this maintenance, more customers will be able to use the taxi. In time, Epifania would like to buy another taxi. She is very appreciative of the trust she has received to get access to a loan.

Epifania is a member of a group called Caracol and the other members of the group are:
Benita, who sells sweets,
Mari Cruz, who sells snacks,
Rosa, who sells soft drinks,
Lucia, who sells fish,
Yadira, who sells clothes,
Emma, who sells groceries.

Celestina and Edith wanted to be part of this photo because they were part of a previous loan cycle.
View original language description ↓
La señora Epifania vive en comunidad Cosolapa Caracol, ubicada cerca de la presa Miguel Alemán. La señora Epifania es profesora, tiene 49 años de edad y es madre de tres hijos.

Debido a que el dinero que la señora Epifania gana como un profesora no es suficiente para mantener a sus hijos y para cubrir todas sus necesidades en casa, ella y su esposo decidieron invertir en la compra de un taxi y una camioneta pasajera. Su marido y sus hijos conducen el vehículo todos los días con el fin de recibir más ingresos para mantener a la familia.

Ellos brindan este servicio de pasajeras en la ruta de Cosolapa caracol a Tabaquera una zona donde hay poco transporte y ellos aprovechan para brindar el servicio y obtener un ingreso economico.
Con el préstamo solicitado a VisionFund, la señora Epifania puede invertir en piezas de repuesto para sus carros, así como el mantenimiento necesario. Se espera que con el mantenimiento, más clientes podrán frecuentar el taxi, con el tiempo le gustaría comprar otro taxi. La señora Epifania está muy agradecida por la confianza que ha recibido para tener acceso a un préstamo.

Epifania es integrante de un grupo llamado Caracol y los demas integrantes del grupo son:
Benita venta de dulces,
Mari Cruz venta de antojitos,
Rosa venta de refrescos ,
Lucia venta de pescado,
Yadira venta de ropa,
Emma venta de abarrotes.

**Las señoras Celestina y Edith quisieron salir en la foto ya que eran parte de un ciclo anterior.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 60
    View loans »
    Mexico Loans Fundraising
  • $22,256,000
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Caracol Group's $3,700 loan helped a member to buy spare parts and maintain her vehicles.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 14, 2013
Currency Exchange Loss:
Jan 17, 2014