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This client lives in his own home and for several years has grown corn, radishes, and green beans. He has a lot of customers who seek him out for the good prices, the fresh products, and his friendly manner when they go to buy from him. With what he earns from his sales, he pays for some household expenses. He is asking for a loan to buy seeds, fertilizer, herbicide, pest control, etc. to continue with his crops and continue to obtain profits and keep helping his family for more financial stability.
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El cliente vive en casa propia con su familia, desde hace varios años se dedica a al cultivo de elotes, rábanos y ejotes, tiene mucha clientela que lo busca por los buenos precios, los productos son frescos y el tiene una buena amabilidad cuando le llegan a comprar, con lo que obtiene de sus ventas logra solventar algunos gastos de su hogar, el cliente está solicitando un crédito para la compra de semillas, fertilizantes, abonos, herbicidas, controles de plagas, etc. y seguir con sus cosechas como hasta ahora para obtener mejores ganancias y seguirle ayudando a su familia para tener una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 582
    View loans »
    El Salvador Loans Fundraising
  • $31,714,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy seeds, fertilizer, herbicide, pest control, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 14, 2013
Currency Exchange Loss:
May 18, 2014