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Ana Flora
Ana Flora, 58, is mother of five children three of whom are independent now. She started her business more than ten years ago and has managed with it to school her children, make home improvements and to stay in business growing as an independent, empowered woman who makes her own decisions and responsibly assumes their implications. She’s a woman with vision who modifies her products according to market need and demand. She’s supportive of other women and motivates them to be creative, to set goals and advises them so that they can improve their quality of life and improve their businesses.

She has maintained a very good credit history with the Fundación and she’s also interested in becoming proficient in business affairs and management and in human development.

She helps care for her oldest daughter’s children and also helps her to develop her skills in producing the items she sells in her business or in the bazaar. The loan will help her improve production by having new technology or machinery that will improve her product design.
View original language description ↓
Ana Flora, es una mujer de 58 años, madre de cinco hijos, ya tres de ellos son independientes.
Ella con su negocio que comenzó hace más de 10 años, logró dar educación a sus hijos, mejorar su vivienda y mantenerse en el negocio , creciendo como persona como mujer independiente, empoderada ya que toma sus decisiones y asume responsablemente sus implicaciones. Ella es una mujer con visión , va modificando sus productos según las necesidades y demandas del mercado.
Es solidaria con otras mujeres a las cuales las motiva a ser creativas, forjarse metas y aconseja para que mejoren su calidad de vida y sus negocios.
Ella ha mantenido una muy buena relación crediticia con la fundación, también le interesa capacitarse en gestión y manejo del negocio y formación humana.
Apoya a su hija mayor con el cuido de los niños y también apoyándola en el desarrollo de sus habilidades en producción de artículos que vende en su negocio o bazar.
El préstamo le permitirá mejorar producción al poder contar con nueva tecnología o maquinaria , que le mejorará el diseño de sus productos.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 506.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ana Flora to buy a machine to make felt and foam patterns and to buy raw materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 14, 2013
Currency Exchange Loss:
May 22, 2015