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Dembagnouman (La Bonne Maman) Group
In this Group: Nah, Mariatou, Fatoumata Tata, Tènè, Maratou, Salimata, Ami, Bintou
The 8 members of the Dembagnouman group are all married and have an average age of 31 years and on average, 3 children. They live in traditional polygamous families, mostly with co-spouses, their husbands, children, and other relatives in the Bamanan district of the village of Mèfa (Ségou Region, Republic of Mali).

This group of women, bound by ties of neighborhood, age, and family, sell foodstuffs, agricultural products, and firewood.

In order to satisfy the ever growing demand for their wares, this group decided to join the credit program of Soro Yiriwaso, which has just approved their request for their first loan. This loan will be used to purchase 30 wagonloads of firewood, 300 liters of fresh cow’s milk, and a substantial quantity of condiments.

They purchase their condiments from wholesalers at the big open-air market of the town of Ségou, their fresh cow's milk where they live in Mèfa and in surrounding villages, and their firewood in the villages of Zenguela, Farabougou and Gachi from legal suppliers.

The firewood and fresh cow’s milk are sold for cash, going door-to-door in the residential neighborhoods of Ségou. The condiments are sold in the surrounding villages or out of their homes. Their clientele is composed of women and men.

They hope to have an average monthly profit of 16,000 FCFA which they will use to invest in their businesses and cover family living expenses.

Translated from French by Teresa Kramer, Kiva Volunteer

Les 8 membres du groupe Dembagnouman sont toutes mariés avec une moyenne d’âge de 31 ans et 3 enfants. Elles vivent dans des familles traditionnelles polygames en majorité avec des coépouses, leurs maris, les enfants et d’autres parents dans le quartier Bamanan du village Mèfa (Région de Ségou République du Mali)

Ce groupe de femmes lié par des relations de voisinage de groupe d’âge et de parenté, exerce le commerce des produits alimentaires, agricoles et de bois de chauffe.

Afin de satisfaire la demande de plus en plus forte, ce groupe a décidé d’intégrer le programme de crédit de Soro Yiriwaso qui vient d’accepter de leur octroyer leur premier prêt. Ce prêt sera utilisé pour acheter, 30 chargements de charrette en bois de chauffe, 300 litres de lait frais de vache et une importante quantité de condiments.

Elles s’approvisionnent en condiments alimentaires au grand marché de la ville de Ségou auprès des grossistes, en lait frais de vache sur place à Mèfa et dans les villages environnants, en bois de chauffe dans les villages de Zenguela, Farabougou et Gachi auprès des exploitants forestiers légalement établis pour cette activité.

Les bois de chauffe et le lait frais de vache sont vendus au comptant d’une façon ambulante dans les quartiers de la ville de Ségou. Les condiments alimentaires sont vendus sur place dans les villages environnants ou sur place à domicile. La clientèle est composée des femmes et d’hommes.

Elles espèrent réaliser un bénéfice mensuel moyen de 16.000 FCFA.qu’elles utiliseront à investir dans leurs activités et subvenir aux dépenses familiales.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 62
    View loans »
    Mali Loans Fundraising
  • $12,694,675
    Funds lent in using Kiva
  • 440.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dembagnouman (La Bonne Maman) Group's $475 loan helped a member purchase of foodstuffs and firewood for re-sale

Achat de produits alimentaires et de bois de chauffe.

100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 15, 2008
Sep 1, 2008
Currency Exchange Loss:
Apr 15, 2009