A loan of $1,350 helped to buy fertilizer and quality seeds for his potato farm.


Vincent's story

Vincent is 35 years old. He has been a farmer for the past 15 years. He is married to a farmer, and they have one child. Vincent has requested a loan for buying fertilizer and quality seeds for his production of potatoes. The profits from his business will be used to reinvest in his potato farm. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details