A loan of $1,375 helped to buy more fertilizer and quality seed for his potato farm.

Emmanuel's story

Emmanuel is 48 years old. He is married with six children, ages 7 to 20. With the loan, he would like to buy more to buy fertilizer and quality seed for potato production. With the profits from the produce, he will buy more foodstuffs for the family.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Loan details

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Loan details