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Nyota Group
In this Group: Zelpha, Kakuru, George, Esperance, Kyavu, Marie, Kivalya, Kavira, Masika, Mamy, Kanduki, Syauswa, Wayomeka, Batasimwa, Kakule, Mbavughavyo, Saniki, Kake, Mwatana, Kalengani, Desange, Sara, Kitsumano, Nyeke, Kagheni, Bitasimwa, Wanzavalere, Muhongola, Ivette, Bigaruka, Kyolo, Fifi, Mbathole, Hakizimana, Esther, Furaha, Linda, Nsimire, Godelive
The client Batasimwa is an assistant president of the business association "Nyota." She is a dean, experienced entrepreneur, 58 years of age, and the mother of five children who are all studying. The client is a vendor of "pagnes," (a traditionally printed West African suit of clothing) in the public market. For the past 41 she has been running her business. She started this business with her own funds received from her husband.

Thanks to her trade, she has carried out several projects for her family and for the advancement of her company. This new loan will be used to buy twelve "pagnes". In addition, she wants to see her children have college degrees as well as build a beautiful home. She celebrates the initiative of Hekima for their support and empowerment of women unable to acquire traditional bank loans, especially in the current context of the war in eastern Democratic Republic of Congo, where the economy is not stable.
View original language description ↓
La cliente Batasimwa est une président adjointe de l’association d’affaire « Nyota », doyenne, entrepreneur expérimentée, âgée de 58 ans et mère de 5 enfants qui tous étudient. La cliente est une vendeuse des pagnes (habit) au marché public. Il y a 41 ans qu’elle exerce cette activité. Elle commença cette activité avec son fonds propre reçu de son époux. Grâce a ce commerce elle a réalisé plusieurs projets en faveur de sa famille et pour l’avancement de son entreprise. Ce nouveau prêt lui servira à acheter 12 pièces de pagnes. En plus, elle souhaite voir ses enfants avoir des diplômes universitaires et construire une belle maison. Au finish, elle salue l’initiative Hekima pour son soutien et autonomisation des femmes non bancables surtout dans le contexte actuel de la guerre à l’Est de la République Démocratique du Congo où l’économie n’est pas stable.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 11
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Nyota Group's $7,125 loan helped a member to purchase twelve "pagnes" (traditionally printed West African suit of clothing).
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Sep 23, 2013
Currency Exchange Loss:
Jan 18, 2014