A loan of $1,375 helped to buy more fertilizers and quality seeds for use during the production of potatoes.


Gervais's story

Gervais is 40 years old. He is a father of four children, aged between 1 and 10 years; only three go to school. His wife works in a public institution. He has been a potato grower for the past 10 years. Gervais has requested the loan to buy more fertilizers and quality seeds for use during the production of potatoes. The profits from the potato production will be used to reinvest in the same produce for a better future.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details