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Siphan's Group
In this Group: Siphan, Chanthy, Vouchly, Kung, Soknov
Siphan is aged 52 years and widowed with four dependent children. She lives in a rural village of the Tbaung Khmum district of Kampong Cham province.

Siphan earns a living through farming rice and selling snacks in the village. Siphan can earn about KHR 22,000 per day from the current business and can save about KHR 10,000 each day for future needs.

Siphan has been with VisionFund for two cycles and completely paid back the past loan. She successfully used the loans to better her living conditions.

Now leading her group to apply for a loan, Siphan will use her portion to buy fertilizers for her farm and use a portion of it to buy materials for making snacks. She hopes to make more rice and sell it for a good price so as to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 174
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,077.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Siphan's Group's $1,575 loan helped a member to buy fertilizers for her farm and to buy materials for making snacks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 18, 2013
Currency Exchange Loss:
Sep 17, 2014