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The story of Defri, son of Ari:

I like entrepreneurship lessons. With them, I know about the entrepreneurial world and how to build a business. Besides that, I am also eager to learn computer knowledge. I want to know everything about computers.

My village is Tritih Wetan, Jeruklegi subdistrict, Cilacap Regency, Mid Java Province. The hard thing for me is the far distance between my hometown and school. Moreover the transportation vehicles are still rare.

Thank you, Kiva. With the loan given to me from Kiva, I can continue my study. Formerly, I almost dropped out and gave up because my parents cannot pay the school fee.

The condition of my house is unpretentious and almost broken. There are many holes in the roof, so when the rain comes, you can see many waterfalls in my house. My father is a laborer and his salary is around Rp. 500,000 a month. The number of children is two. They are my younger sister (13 years old), and me (15 years old). We are students. This loan can improve the financial condition of my family. After graduation, I want to be a computer technician. I want to repair many computers.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.


About Indonesia

  • $5,200
    Average annual income
  • 88
    View loans »
    Indonesia Loans Fundraising
  • $5,739,450
    Funds lent in using Kiva
  • 11,308.9
    Indonesia Rupiahs (IDR) = $1 USD