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Komal is a 36-year-old married lady. For the past year, she has been embroidering and selling cloth. She was introduced to this business by her brother who is in the same business. Komal buys cloth of different fabrics in various colors and designs from the market at wholesale rates and then, after adding beautiful embroidery patterns, sells them to the people of her community. She has a varied customer base and is able to earn enough money.

Komal is requesting a loan to buy a wide variety of cloth in different colors and designs to attract more customers and expand her inventory. She expects a boost in her earnings with her loan and she plans to spend part of her profits on the betterment of her family. Komal is in her second loan cycle and has a good repayment history. She hopes that her increased inventory will increase her income. Komal says thank-you to Kiva and to its field partner.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 344
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 104.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Komal to buy a wide variety of cloth in different colors and designs.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Sep 16, 2013
Currency Exchange Loss:
Sep 3, 2014