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The story of Susan, daughter of Sunarjo:

My favourite subject is computer and networking because I learn many things about them. I know the technology advancement and development in the computer world. I am a new student in the first semester. So far, so good. I can follow the lesson well.

What we have is an unpretentious house. I have been living at this house for 16 years since I was born. With the loan given to me, I can pay my school fee and I can continue my study. Higher level of education may give me a chance to reach my dream easier.

I live in Jeruklegi subdistrict. It is neither lonely nor crowded, just a little town. The occupation of my parents is farmers. They are not the owners of the farm field but only laborers. Their salary per month is about Rp 200,000. It’s very low and not enough to fulfill our daily necessities, moreover my school fee. The number of children in my family is five. Most of them are married and it's only me who is at school.

The Kiva loan can lighten the financial burden of my parents, specifically for my school fee. I choose computer and networking because I am interested in computer. Computer is connected to the world and human life. Besides that, I want to be a computer expert. The fun thing at school is I have new things and meet new friends. Maybe the hard thing is when I meet a new and difficult lesson in computer and networking, but I encourage myself to study harder.

After graduation I’d like to work in a company as a computer administrator/technician or computer programmer. I want to be a successful person.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.


About Indonesia

  • $5,200
    Average annual income
  • 86
    View loans »
    Indonesia Loans Fundraising
  • $5,740,200
    Funds lent in using Kiva
  • 11,342.7
    Indonesia Rupiahs (IDR) = $1 USD