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The story of Sigit, son of Sumarni:

My favourite subject is computer and networking. My reason to choose this vocational study is I want to be a computer expert, specifically, a programer. My problem is about finance. It is hard for my parents to pay the school fee because they are poor. Besides that, my hometown is very far from school and the public transportation vehicles are still rare. My new friends and teachers here are friendly and nice to me. This condition makes me feel comfort.

As for my extra activity, I joined the football club at school.

The financial condition of my family is not good. My parents are only poor farmers. Their money is not sufficient to fulfill the family's daily necessities, moreover my school fee. We stay at a very unpretentious house. All the walls are made from bamboo, and the floor is still soil (no stone, no brick and not coated with cement). Actually, it is not proper to be lived in, but we have no other choice.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 92
    View loans »
    Indonesia Loans Fundraising
  • $5,738,675
    Funds lent in using Kiva
  • 11,342.7
    Indonesia Rupiahs (IDR) = $1 USD