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Luis Alberto Group
In this Group: Aaron , Jose Ismael, Carlos
Aaron, José Ismael, and Carlos have dedicated their lives to the harvest of “chigua,” corn, and beans in the community of “La Florida,” which is a small village in the state of Campeche. Through hard work, this group of men will be able to acquire a clean energy source through solar home systems.

Aaron is 63 years old and has always worked as a peasant in the state of Campeche in order to provide for the 5 members of his family. Working in the fields and the countryside is almost a family trade, since all members dedicate a considerable amount of time to the harvest of beans, corn and bananas. They consider themselves lucky because they own a small piece of land that allows them to cultivate goods and generate some income.

Through hard work, they were able to purchase a solar home system that has not been enough for their needs since it only has one light bulb. By purchasing the new solar home system, they intend to charge their new cellphones and finally have the ability to communicate with relatives or be contacted if there is an emergency. Also, with two light bulbs they will be able to have better lighting quality, which will translate to a better sense of security.

Aaron expressed that, “the possibility of charging a cellphone will give access to communication to my family - something I never thought I could provide.”

Additional Information

About ERES Energía Renovables

ERES Energía Renovable is a hybrid social enterprise that provides clean energy via solar-powered home systems in off-grid communities in Mexico. Kiva loans enable low-income households to purchase these systems. By lending to borrower groups that cross-guarantee each other, ERES Energía Renovable is able to reach far more borrowers who do not have the collateral or credit history to get a loan from a formal financial institution.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ERES Energía Renovable joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 48
    View loans »
    Mexico Loans Fundraising
  • $22,523,500
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Luis Alberto Group's $525 loan helped a member to purchase a solar home system that will replace the use of candles.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 16, 2013
Currency Exchange Loss:
Oct 17, 2015