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Zongolica2 Group
In this Group: Bernardo, Merced, Catarina
Bernando, Merced, and Catarina live in Tlaxcantitla, a remote indigenous community located in the mountainous sierra of Zongolica, in the state of Veracruz. The region is very complicated in terms of land, and they do not have access to electricity even though the community has asked the local authorities for support. Specifically, Bernardo's group depends on candles, and sometimes ocote (pine resin), for lighting.

This is Bernardo's story:

Bernardo is a 48-year-old man that lives in the community of Tlaxcantitla, described above. He supports a family of 4 mainly by cultivating corn, and sometimes by selling firewood to the community. Bernardo's house has no access to electricity, so the family relies on other lighting sources such as candles and ocote, which are not very powerful or efficient.

For this family, education is very important, and a solar home system will allow Bernardo's kids to increase the time they can use for academic activities at night.
Additionally, Bernardo needs to be more productive to increase the family income, which now is about $25 USD on a productive week, and create a better life for himself and his family. A solar home system will allow him to achieve this goal.

Additional Information

About ERES Energía Renovables

ERES Energía Renovable is a hybrid social enterprise that provides clean energy via solar-powered home systems in off-grid communities in Mexico. Kiva loans enable low-income households to purchase these systems. By lending to borrower groups that cross-guarantee each other, ERES Energía Renovable is able to reach far more borrowers who do not have the collateral or credit history to get a loan from a formal financial institution.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ERES Energía Renovable joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 39
    View loans »
    Mexico Loans Fundraising
  • $22,559,375
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Zongolica2 Group's $525 loan helped a member to purchase a solar home system that will allow him to improve his productivity.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 12, 2013
Currency Exchange Loss:
Jun 17, 2014