Los Angeles Group
The loan they’ll take out will benefit small micro businesswomen like Juana. She indicates that she’s been part of Pro Mujer for six months having joined thanks to an invitation from a friend who is a member of the institution. She currently has a business weaving and selling blankets. She started it with some small savings she earned while helping her mother. Later on, she decided to open her own business.
The loan she’ll take out now is to increase capital. She will buy wool from street markets in the city of El Alto and then after she makes them will sell them in her stand. This way of working allows her to earn income to support her home as best possible since she’s in a common law relationship and has two children. When asked what she likes about Pro Mujer, she answers the medical clinic.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido y venta de mantas; este negocio lo emprendió con un pequeño ahorro que cuando le ayudaba a su madre, posteriormente decide implementar su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el consultorio de médico.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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