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Mercedes Group
In this Group: Rosa, Rosa, Floriana, Gumercienda, Rosmery, Marlin , Jhannet, Jimena
The “Mercedes” communal bank will start its 8th cycle in Pro Mujer as part of the Cascada Focal Center. It consists of 8 members led by a governing board presided over by Rosa. The communal bank members carry out a variety of businesses among which are: blanket weaving, sewing workshop, cattle, sportswear manufacturing and newspaper sales.

The loan they’ll take out will benefit small micro businesswomen like Rosa. She indicates that she’s been part of Pro Mujer for a year having joined thanks to an invitation from a friend who is a member of the institution. She currently has a sewing workshop that she started when she returned from Argentina where she’d been working in a sewing workshop and then decided to start her own business.

The loan she’ll take out now is to increase capital. She will buy a sewing machine from wholesalers in the city of El Alto and then make items to sell to order. This way of working allows her to generate resources to support her family since she’s in a common law relationship and has three children. When asked what she likes about Pro Mujer, she answers the health services.
View original language description ↓
La A.C. “MERCEDES” iniciará el octavo ciclo en Pro Mujer, como parte del Centro Focal de Cascada, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Rosa es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: trenzado de mantas, taller de costura, ganado, costura de deportivos, voceadora.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosa es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de taller de costura; este negocio lo emprendió al llegar de Argentina donde estaba trabajando en un taller de costuras, es por ello que decide emprender un negocio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de máquina de costura) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 133
    View loans »
    Bolivia Loans Fundraising
  • $36,286,225
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Mercedes Group's $2,675 loan helped a member to buy a sewing machine.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 19, 2013
Sep 17, 2013
Currency Exchange Loss:
Apr 16, 2014