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Manvel is 56 years old. He lives in Kapan city with his wife and two children. Both his children are already married (daughter lives separately with her family). His son lives with him, along with his wife and small son. Manvel’s wife does not work, she is a house woman. For a long time Manvel works as a driver in Kapan city.

As Manvel says his and his son’s salary together hardly cover their family needs, and after repairing of their house, they have no money to buy some furniture for it.So he hopes to receive a Kiva lenders support in this case and asks a loan of 900,000 Armenian drams to buy some furniture for their kitchen and guest room.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,809,275
    Funds lent in using Kiva
  • 410.8
    Armenia Drams (AMD) = $1 USD
A loan of $2,200 helped Manvel to buy some furniture for their kitchen and guest room.
Repayment Term
32 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 17, 2013
Currency Exchange Loss:
Oct 17, 2013