A loan of $6,000 helped a member to buy a generator and also a new sewing machine.

Fatoma's Group's story

Fatoma is a 40 year old Iraqi woman. She is from the south of the country where she lives with her 3 children whom she is raising alone since the death of her husband. As a widow with limited career options due to cultural restrictions and domestic constraints, she is one of the many Iraqi woman who is working from home. She uses her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has 10 years experience primarily making dresses for women and children and occasionally other fabric household items. To improve her work conditions and ensure she can work during the hours when there is no electricity provided in her area, she would like to buy a generator and also a new sewing machine. To pay for these purchases she is taking a loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "group loans" for clients unable to provide a guarantor. These borrowers would otherwise be unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Fatoma, Hassan, Salih

Loan details

Lenders and lending teams

Loan details