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Ecole Jiwe Group
In this Group: Ndemeyo, Ntikabuze, Bizimana, Kahetani, Kazimoja, Bushakwe, Kwiraviwe, Ntanyungura
The borrower, Kwiraviwe, is the leader of a teachers' business association. He is 29 years old, single, and recently graduated from university. He is just starting his career but feels comfortable with his job, which he does with enthusiasm and abnegation. This new loan will help him to create a small production unit including a shop of various products. Thus, he will buy items like sugar, soap, Fanta, shoes, lotions, vegetable oil, oils, juices, matches, rice, salt, biscuits, pens, etc.

In the future, he would like to renew his loan with Hekima to buy new appliances for his house (chairs, cabinet, TV set, DVD player, appliances etc.) In the end, he thanks Hekima very much for supporting teachers.
View original language description ↓
Le client Kwiraviwe est leader du collectif d’affaire des enseignants, âgé de 29 ans. Célibataire de son état, le client vient franchement de l’université. Il est encore jeune dans la carrière. Il est confortable avec son métier. Il l’exerce avec zèle et abnégation. Ce nouveau prêt lui servira de créer une petite unité de production notamment une boutique de produits divers. Ainsi, il va acheter les articles comme sucre, savons, Fanta, souliers, lotions, huile végetable, pétroles,jus, allumettes, riz, sels, biscuits, stylos, cahiers, etc. Dans le futur, il souhaite renouveler son prêt auprès de Hekima pour acheter un nouvel équipement de sa maison (chaises, armoire, appareil Télévision, lecteur, appareil électroménagers, etc.). Au finish, il remercie fortement Hekima d’avoir pensé aux enseignants.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ecole Jiwe Group's $6,075 loan helped a member to buy sugar, soap, Fanta, shoes, lotions, vegetable oil, oils, juices, matches, rice, salt, biscuits, pens, notebooks, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 4, 2013
Sep 23, 2013
Currency Exchange Loss:
Aug 17, 2014