A loan of $3,600 helped to purchase a truck and start trading fruits and vegetables.


Sulkhan's story

Sulkhan is a 30 year-old married man. He lives in a small village in the Bolnisi district with his wife and six-year-old son. Sulkhan runs a food market with the help of his wife. His son will soon go to school and their income will not cover all the expenses, therefore he has decided to expand his business. Sulkhan has sought credit from local financial institutions in the past, but his attempts have been unsuccessful because of his poor standard of living. Under a start-up program, which is joint initiative between Kiva and Credo, rural poor and inexperienced people are able to get a loan for starting or re-starting businesses. His application was approved under the framework of this program to get a loan of $3,600. With the loan, he plans to purchase a truck and start trading fruits and vegetables. He will also sell fruits and vegetables in his shop and thus will be able to offer his clients a wider assortments of products. This will significantly increase sales and income will be increased. Thanks to the start-up program Sulkhan will be able to save and provide a better future for his son.



Loan details


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Loan details