Ivodia is requesting a loan to buy a grinding mill to help her grind koki beans (black-eyed peas) in her house and also commercially. She will also use her loan to buy a bag of koki beans, two containers of vegetable oil, and to buy seedlings and pay for farm labor. Ivodia has a positive view that her business will succeed. She has been doing it for a long time and has good experience. Her business is well-located and she has a good approach that encourages her customers to buy regularly. She hopes her loan will increase her business activity and that the community will have to buy her products that she will be able to sell at cheaper prices. Ivodia will use the profit from her loan to pay her child’s school fees, feed her family, provide medication for her family, and pay her bills.
About Grounded and Holistic Approach to People's Empowerment (GHAPE)
This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.
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Success!! The loan was 100% repaid