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Ivodia is a widow and a mother of one child. She lives with her children in a three-bedroom apartment in Bamenda, in the North West Region of Cameroon. Ivodia has faced some life challenges including the death of her father and mother. She has also been sick for a long time and was attacked by thieves in her house. Ivodia’s major problem is inadequate capital to manage her business. She prefers GHAPE loans because of low interest rates and convenient repayment intervals.

Ivodia is requesting a loan to buy a grinding mill to help her grind koki beans (black-eyed peas) in her house and also commercially. She will also use her loan to buy a bag of koki beans, two containers of vegetable oil, and to buy seedlings and pay for farm labor. Ivodia has a positive view that her business will succeed. She has been doing it for a long time and has good experience. Her business is well-located and she has a good approach that encourages her customers to buy regularly. She hopes her loan will increase her business activity and that the community will have to buy her products that she will be able to sell at cheaper prices. Ivodia will use the profit from her loan to pay her child’s school fees, feed her family, provide medication for her family, and pay her bills.

Additional Information

Important Information

About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,320,725
    Funds lent in using Kiva
  • 494.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Ivodia to buy a grinding mill, a bag of koki beans, two containers of vegetable oil, and seedlings as well as pay for farm labor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Sep 23, 2013
Currency Exchange Loss:
Mar 17, 2015