A loan of $900 helped to begin a clothing business.


Lora's story

Lora is 53 years old and lives in the Samtredia district. She works as a cleaner at a ceremonial hall and gets small monthly income. Lora’s income is too small and she has decided to request a loan to start a clothing business. She has been seeking credit among local financial institutions but her attempts have been unsuccessful because of her poor living conditions. Lora is requesting a 900 USD loan to purchase clothing at wholesale prices and resell it to community members door-to-door. Her customers will be her coworkers and neighbors. Lora’s loan application has been approved under the framework of a loan program between Kiva and Credo. This joint initiative enables the rural poor and inexperienced to get loans for starting or re-starting businesses. Lora plans to sell a wide assortment or well-priced clothing for men, women and children. It is obvious that this job will be hard for Lora, but she is ready to deal with her difficulties and gradually develop her business. The Start Up credit will be a great support for her as her income will be significantly increased.



Loan details


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Loan details