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Zareena is the age of 40 and living in the area of Lahore, Pakistan. She is the mother of 6 children: three of them go to school, one of them is doing a job in a firm, and two of them are helping their father to look after their restaurant activity.

Her husband has been running a restaurant successfully for many years and handling the financial conditions of his house. This restaurant has been maintaining her whole family for many years. She has been investing the amount of previous loans in the current business and has been establishing the restaurant well. She is an old member of BRAC Pakistan and now she is in her 7th loan cycle. Her payment schedule and behavior is so good.

This time Zareena is taking a larger loan than earlier for the establishment of a restaurant. In fact, the restaurant needs whitewash, a little bit of maintenance, saucepans for cooking and crockery as well. Zareena is hopeful after taking this loan because it would become the cause to get more profit and savings as well.

Zareena says thanks to Kiva and to its field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $17,631,950
    Funds lent in using Kiva
  • 104.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Zareena to buy flour, rice, pulses and vegetables for restaurant.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Sep 15, 2013
Currency Exchange Loss:
Jul 17, 2014