A loan of $2,500 helped to build a mill.

Natia's story

Natia is a 28-year-old married woman. She lives in the small village of Samtredia district with her husband and two infant children. She graduated from teaching college and works as a teacher at the local public school. Unfortunately, a teacher’s salary is not enough to make ends meet for a family.

In the region there is a high unemployment rate, but self-employment helps residents to make a living. The family is involved in the husbandry business. They have three cows and produce dairy products to sell. Additionally, they have a plot of agricultural land where watermelon is grown. They sell the harvested watermelon seasonally.

With the loan of $2,500 USD, Natia will build a mill and will get orders to grind corn. Natia hopes that the business will be successful, as there are many families who grow corn in their village. It is obvious that the job will be hard, as she has no experience in this field. However, she and her husband are ready to deal with the difficulties and develop her business gradually.

Natia decided to start this family business with a loan, but the local credit providers usually demand experience and some stable income from the borrowers. Her credit requests were rejected several times because she was unable to satisfy their requirements. She received the credit through a joint initiative between Kiva and Credo. The start-up loan program gives rural poor people the chance to start or re-start businesses. The start-up credit will be a great support for the family, as their income will be significantly increased with help from Kiva lenders.

Loan details

Lenders and lending teams

Loan details